Insurance & Financing

Upstate Hearing and Balance seeks to reconnect people in our community struggling with hearing loss by improving communication.

Use Health Benefits and FSA Funds to Your Advantage

Hearing insurance, while only offered to about 15 percent of the workforce, can provide much greater relief in terms of cost. Regardless, these benefits run dry at the end of the year if they aren’t used, so be sure to contact your insurer for more information about your specific policy.If Upstate Hearing and Balance is a preferred provider with your insurance company, we will directly bill your insurance for payment.

Your employer may also offer an FSA or HSA (flexible spending account or health savings account) that pulls money from your paycheck pre-tax and sets it aside for future medical expenses. In this case, the costs would still come out of your pocket, but it would be untaxed.If you’ve already used your FSA funds for the year, please consider what your hearing needs will be next year when you sit down with your company’s benefits coordinator and decide how much of your paycheck you’d like to reserve tax-free.

Affordable Hearing Care and Financing Options That Fit Your Budget

Your investment in better hearing is a time-intensive process that, when all is said and done, benefits your quality of life in ways that you may not have experienced in years. You may not hear better overnight, but by retraining your ears and brain to process sounds that it hasn’t heard in years — a process we can help you with at Upstate Hearing and Balance — your satisfaction with your devices will continue to increase.

Once you’ve acquired your hearing aids, you’ll have access to unlimited follow-up care, batteries for your devices when you need them, and a three-year warranty that protects your hearing system from the wear and tear that heat, humidity, moisture, and oils can cause. And while there’s no getting around the fact that healthcare is a high-ranking expense for many Americans, we do our best at Upstate Hearing and Balance to help you get the treatment you need with financing options and payments that you can afford. Ask our audiologists for more information about these options.

Upstate Hearing and Balance also accepts cash, check, and Visa, MasterCard, American Express, as well as contactless payments (ApplePay, Samsung Pay, Google Pay). In addition, we have partnered with other institutions to provide convenient payment options for our patients. Available options are listed below. Our front office staff can explain these options in further detail during your visit.

Advance Care Card

- Interest free (0% APR) financing for up to 15 months
- Generous Card Limits
- Instant Approvals
- No Prepayment Penalty

Apply Now

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